Thursday, October 29, 2009

Time to Ditch those Credit Cards Folks!

As if we even needed another reason to do so? This adds insult to injury with their recent jacked-up interest rates, AND especially after "We The People" just bailed them out....lota thanks we're getting right?? Folks it's time to show these sharks the door and tell them that you don't care if the proverbial door hit's them in the arse on their way out!


Did you pay your bills on time this month? Avoided taking on unnecessary debt? Well, there's a fee for that.

Anticipating the implementation of the Credit Card Accountability, Responsibility and Disclosure Act in February of next year, big banks are stepping up their aggressive treatment of those who hold cards that may be deemed too generous, or those who are studious in making payments.
Specifically, if a customer receives significant benefits from their credit card -- like frequent flier miles or other incentives -- but still manages to pay off their balance at the end of every month, their likelihood of being charged extra is going up.

"Starting next year, Bank of America will charge a small number of customers an annual fee, ranging from $29 to $99," USA Today reported. "The bank has characterized the fee as experimental. But card holders who have never carried a balance or paid late fees could be among those affected."

Additionally, Citibank introduced a new fee in August targeting customers who do not charge over $2,400 in a year. For not leaning on debt, account holders could be charged up to $90. The bank is also handing skyrocketing rates to customers ahead of the new credit card regulations -- including customers who have never carried balances month to month.


Sunday, October 25, 2009

Salvation Army & Goodwill Finds.

Here are some of my bargins that I got at Salvation Army and Goodwill the last few days.

I redid the wooden bowl and the little wood shelf that I paid .99 cents a piece for

Here's the before pic...


Some other goodies I picked up were a Marionette Mrs. Clause (remember them?) Years ago I got Santa, but didn't get Mrs. Clause and for years I been searching for her. Saw some at Antique stores where they wanted a king's ramsom for one, but Slavation Army was good enough to give her to me for $12!

I also got the shelf-sitting "bunny family" all dressed up in their Christmas attire for $2 a piece

Then over at Goodwill I found the two skiing moose for $4.97 (still in their plastic bags and box - never opened!)

and a cute country egg basket for $4! Don't you just love Salvation Army/Goodwill?

Thursday, October 22, 2009

Whatcha Workin On Wednesday

Well here is what I was working on yesterday.

Found this toilet paper holder at Goodwill for $9 (don't ya just love Goodwill?) It was a plain brown wood but I painted it black....of course I then had to paint my shelves black to match it...

Friday, October 16, 2009

Good day at the Goodwill Shops

Got some really good finds/buys at the local Goodwill shops the other day.

Found this festive light-up pumpkin for only $2.97!

Then I came upon this little guy, again only $2.97

But the best was my next find! I'd been looking for a sofa table for quite some time now, but everything I saw was expensive....until I found this....It was actually described as a "twin headboard" but as you can see it just the perfect height for a sofa table, and it was in my "color" so no need to have to paint LOL! And the price you ask? $7.99 - I'll consider that a deal!